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Charleston is the capital and largest city of the State of West Virginia. It is located at the couence of the Elk and Kanawha Rivers in Kanawha County. As of the 2013 Census Estimate, it had a population of 50,821, while its metropolitan area had 224,743. It is a center of government, commerce, and industry. Early industries important to Charleston included salt and the first natural gas well. Later, coal became central to economic prosperity in the city and the surrounding area. Today, trade, utilities, government, medicine, and education play central roles in the city's economy.The first permanent settlement, Ft. Lee, was built in 1788. In 1791, Daniel Boone was a member of the Kanawha County Assembly.Charleston is the home of the West Virginia Power (formerly the Charleston Alley Cats and the Charleston Wheelers) minor league baseball team, the West Virginia Wild minor league basketball team, and the annual 15-mile (24 km) Charleston Distance Run. Yeager Airport and the University of Charleston are also located in the city. West Virginia University and the WVU Institute of Technology (aka West Virginia Tech), Marshall University, and West Virginia State University also have higher education campuses in the area.Charleston is also home to McLaughlin Air National Guard Base of the West Virginia Air National Guard.The city also contains public parks, such as Cato Park and Coonskin Park, and the Kanawha State Forest, a large public state park that sustains a pool, camping sites, several biking/walking trails, picnic areas, as well as several shelters provided for recreational use.The City of Charleston recognizes the Charleston Area Alliance as its economic development organization.

 

Huntington is a city in the State of West Virginia. A major river port, the city is in Cabell and Wayne counties at the couence of the Guyandotte River and the Ohio River. The first permanent settlement, Holderby's Landing, was founded in 1775 in what was then the Colony of Virginia. The City of Huntington was founded as the western terminus of the Chesapeake and Ohio Railway in 1871. It serves as the county seat of Cabell County.As of the 2010 census, the metropolitan area is the largest in West Virginia. It spans 7 counties across 3 states, with a population of 364,101. Huntington is the largest city in the MSA and the second largest city in West Virginia, with a population of 49,138 at the 2010 census. The Huntington-Charleston TV market is the 64th-largest in the nation.The city is the home of Marshall University as well as the Huntington Museum of Art; the Big Sandy Superstore Arena; the Huntington District-U.S. Army Corps of Engineers; the Collis P. Huntington Historical Society and Railroad Museum; Camden Park, one of the world's oldest amusement parks; the headquarters of the CSX Transportation-Huntington Division, the largest division in the CSX network; and the Port of Huntington-Tristate, the largest river port in the United States.The largest employers are Marshall University, Cabell Huntington Hospital, St. Mary�s Medical Center, CSX Transportation, the U.S. Army Corps of Engineers, , DirecTV, and the City of Huntington.The 2006 Warner Bros. motion picture We Are Marshall and the 2010 ABC series Food Revolution were filmed in Huntington.The growth of Huntington and its economy was originally based on steel processing, shipping, manufacturing, and transportation through the 1970s, then the city experienced deindustrialization which cost residents tens of thousands of low-skill, high-wage jobs. Huntington has since been adapting to the collapse of the region's steel industry. The primary industries have shifted to high technology, such as, the film and television industries, health care, biomedical technology, finance, tourism, and the service sector. The Customer Service Center in Huntington employs approximately 500�700 people.

 

Parkersburg, located at the couence of the Ohio and Little Kanawha rivers, is the third-largest city in the State of West Virginia. It is the county seat of Wood County and the largest city in the Parkersburg�Marietta�Vienna Metropolitan Statistical Area. The population was 31,492 at the 2010 census. Its peak of population was more than 44,000 in 1960. The city is about 14 miles south of Marietta, Ohio.The Baltimore and Ohio Railroad reached Parkersburg in 1857, but lacked a crossing over the Ohio River until after the American Civil War. When the B&O completed the Parkersburg Bridge (CSX) 1868-1870 to Belpre, it was the longest railroad bridge in the world.The Bureau of the Public Debt, an agency of the U.S. Treasury Department, was relocated from the Washington, D.C. metropolitan area in the late 20th century and headquartered in Parkersburg. In October 2012, it was merged with the Financial Management Service to form the Bureau of the Fiscal Service.

 

Morgantown is a city in and the county seat of Monongalia County, West Virginia. Situated along the banks of the Monongahela River, Morgantown is the largest city in North-Central West Virginia, and the base of the Morgantown, WV Metropolitan Statistical Area. It has a permanent population of 29,660 per the 2010 census, with West Virginia University adding several thousand seasonal residents to the city and surrounding area from September through May. Morgantown is best known as the home of West Virginia University and the one-of-a-kind Morgantown Personal Rapid Transit system.

 

Wheeling is a city in the State of West Virginia and is the county seat of Ohio County, but also has some subdivisions in Marshall County. Located along the Ohio River in the foothills of the Appalachian Mountains, Wheeling was originally a settlement in the British Colony of Virginia and later an important city in the Commonwealth of Virginia. Wheeling was the first state capital of West Virginia. Thanks to its location along major transportation routes, including the Ohio River, National Road, and the B&O Railroad, Wheeling became a manufacturing center in the late Nineteenth Century. After experiencing the closing of industry and substantial population loss following World War II, Wheeling's major industries now include healthcare, education, law & legal services, entertainment & tourism, and energy.Wheeling is the county seat of Ohio County and the principal city of the Wheeling Metropolitan Statistical Area. As of the 2010 census, the Wheeling, WV MSA had a population of 147,950 and the city had a population of 28,486.

 

Weirton (pron. WEER-ton) is a city located in the Northern Panhandle of West Virginia, United States. Most of the city is in Hancock County, with the remainder in Brooke County. As of the 2010 census, the city's population was 19,746. It is a principal city within the Weirton-Steubenville, WV-OH Metropolitan Statistical Area.Historically, Weirton's economy, as well as that of the region, was dominated by the steel industry, with the biggest employer being ArcelorMittal Steel.

 

Fairmont is a city in Marion County, West Virginia, United States. The population was 18,704 at the 2010 census. It is the county seat of Marion County.

 

Martinsburg is a city in and the county seat of Berkeley County, West Virginia, United States, in the state's Eastern Panhandle region. Its population was 17,227 at the 2010 census making it the largest city in the Eastern Panhandle and the ninth largest municipality in the state. Martinsburg is one of the core cities in the Hagerstown-Martinsburg, MD-WV Metropolitan Statistical Area.

 

Beckley is a city and county seat of Raleigh County located in West Virginia, United States. It was founded on April 4, 1838. Beckley was named in honor of John James Beckley, who was the first Clerk of the House of Representatives and the first Librarian of Congress. It was founded by his son Alfred Beckley (US Army general and Confederate militia commander, born in Washington, D.C.). The current mayor is Bill O'Brien

 

Clarksburg is a city in and the county seat of Harrison County, West Virginia, United States, in the north-central region of the state. It is the principal city of the Clarksburg, WV Micropolitan Statistical Area. The population of the city was 16,578 at the 2010 census. Clarksburg was named National Small City of the Year in 2011. (National League of Cities)

 

South Charleston is a city in Kanawha County, West Virginia, United States The population was 13,450 at the 2010 census. South Charleston was established in 1906, but not incorporated until 1919 by special charter enacted by the West Virginia Legislature. Its name is based on the city being located primarily on the south side of the Kanawha River, although it is actually northwest, not south, of the city of Charleston.The city is serviced by Interstate 64, U.S. Route 60, U.S. Route 119, West Virginia Route 601 and West Virginia Route 214, and is bisected by the Kanawha River. The city is serviced by the Kanawha Valley Regional Transportation Authority bus system. A general aviation airfield, Mallory Airport, is located off of Chestnut Street, approximately two miles south of U.S. Route 60, with the nearest commercial aviation service being at Yeager Airport in Charleston. South Charleston serves as the headquarters to the West Virginia State Police.In South Charleston are the headquarters of International Industries, the parent company of a group of subsidiaries founded in 1947 by James H. ""Buck"" Harless (now its president and CEO), based primarily in natural resources such as coal and timber, but which also include the manufacturing, hotel and real estate industries.

 

St. Albans is a city in Kanawha County, West Virginia, United States, at the couence of the Kanawha and Coal Rivers. The population was 11,044 at the 2010 census.

 

Vienna is a city in Wood County, West Virginia, along the Ohio River. It is next to Parkersburg. The population was 10,749 at the 2010 census. It is the third largest city by population in the Parkersburg-Vienna-Marietta metropolitan area.In 1794, Dr. Joseph Spencer gave the city its name after Vienna, New Jersey, where he had participated in a Revolutionary War battle. It began as a 5,000 acre settlement, a grant to Dr. Spencer for his services during the war. Charles R. Blair, was Vienna�s first mayor after it was incorporated in 1935. Vienna was known for Vitrolite production until the 1940s.

 

Bluefield is a city in Mercer County, West Virginia, United States. The population was 10,447 at the 2010 census. It is the core city of the Bluefield WV-VA micropolitan area, which has a population of 107,342.

 

Moundsville is a city in Marshall County, West Virginia, along the Ohio River. It is part of the Wheeling Metropolitan Statistical Area. The population was 9,318 at the 2010 census. It is the county seat of Marshall County. The city was named for the Grave Creek Mound. Moundsville was settled in 1771 by Samuel & James Tomlinson. (Elizabethtown, as Tomlinson's community was called, was incorporated in 1830. Nearby, the town of Mound City was incorporated in 1832. (The two towns combined in 1865.) Fostoria Glass Company (specializing in hand blown glassworks) was headquartered in Moundsville from 1891 to 1986. The retired West Virginia State Penitentiary operated in Moundsville from 1867 to 1995.

 

Bridgeport is a city in Harrison County, West Virginia, USA. The population was 8,149 at the 2010 census.The town of Bridgeport had its beginning in pre-American Revolutionary War times. In 1764, John Simpson entered the area and gave his name to Simpson Creek. Bridgeport was chartered in 1816. When the town was incorporated in 1887, it established the office of mayor and town council. The city currently employs a City Manager. Bridgeport is home to Meadowbrook Mall, a 100-store regional shopping complex serving North-Central West Virginia.

 

Oak Hill is a city in Fayette County, West Virginia, United States and is the primary city within the Oak Hill, WV Micropolitan Statistical Area. The micropolitan area is also included in the Beckley-Oak Hill, WV Combined Statistical Area. The population was 7,730 at the 2010 census. Country singer Hank Williams was discovered to be dead while the car in which he was a passenger was stopped in Oak Hill, and Oak Hill is generally accepted to be his place of death.

 

Dunbar is a city in Kanawha County, West Virginia, along the Kanawha River. The population was 7,907 at the 2010 census estimate. Dunbar was incorporated on April 19, 1921, by an Act of the West Virginia Legislature. Dunbar is on land that was originally occupied by Native Americans with 11 mounds identified in the residential areas. The land was granted to George Washington for his military service and was named for Mary Dunbar after she inherited the land from Washington, although other sources say it was named for Dunbar Baines, a prominent area banker. Dunbar was a farming community until industries began to evolve in the City with the opening of glass and bottling plants in 1912. The Gravely was invented in Dunbar in 1916.

 

Elkins is a city in Randolph County, West Virginia, United States. The community was incorporated in 1890 and named in honor of Stephen Benton Elkins (1841�1911), a U.S. Senator from West Virginia. The population was 7,094 at the 2010 census. It is the county seat of Randolph County. Elkins is home to Davis and Elkins College and to the Mountain State Forest Festival, held in early October every year.

 

Nitro is a city in Kanawha and Putnam counties in the State of West Virginia, along the Kanawha River. The population was 7,178 at the 2010 census. Nitro is a part of the Huntington-Ashland, WV-KY-OH, Metropolitan Statistical Area (MSA). As of the 2010 census, the MSA had a population of 287,702. New definitions from February 28, 2013 placed the population at 363,000.Nitro was incorporated in 1932 by Circuit Court.

 

Princeton is a city in and county seat of Mercer County, West Virginia, United States. The population was 6,432 at the 2010 census. It is part of the Bluefield, WV-VA micropolitan area which has a population of 107,342. It is the county seat of Mercer County. The town hosts the Princeton baseball club of the Appalachian League.

 

Hurricane /'h?r?k?n/ is a city in Putnam County, West Virginia, in the United States. The population was 6,284 at the 2010 census.Hurricane is a part of the Huntington-Ashland, WV-KY-OH, Metropolitan Statistical Area (MSA). As of the 2010 census, the MSA had a population of 287,702. New definitions from February 28, 2013 placed the population at 363,000.

 

Buckhannon is the only incorporated city in, and the county seat of, Upshur County, West Virginia, United States, and is located along the Buckhannon River. The population was 5,639 at the 2010 census. Buckhannon is home to West Virginia Wesleyan College and the West Virginia Strawberry Festival, held annually on the third week of May. The city is located 115 miles northeast from the capital city of Charleston and 140 miles south of Pittsburgh, Pennsylvania.The Sago Mine collapse occurred near Buckhannon on January 2, 2006, resulting in the deaths of 12 of 13 trapped miners. At the time, it was one of the worst mining accidents in the United States for several years and attracted national news coverage.

 

Charles Town, officially the City of Charles Town is a city in Jefferson County, West Virginia, and is also the county seat. The population was 5,259 at the 2010 United States Census.

 

Keyser (/'ka?z?r/) is a city in and the county seat of Mineral County, West Virginia, United States. It is part of the Cumberland, MD-WV Metropolitan Statistical Area. The population was 5,439 at the 2010 census.

 

New Martinsville is a city in Wetzel County, West Virginia, United States, along the Ohio River. The population was 5,366 at the 2010 census. It is the county seat of Wetzel County.

 

Grafton is a city in, and county seat of, Taylor County, West Virginia, USA. The population was 5,164 at the 2010 census. The only two national cemeteries in West Virginia are located in Grafton. Mother's Day was founded in Grafton on May 10, 1908; the city is the home to the International Mother's Day Shrine. Grafton was one of the first places to observe Memorial Day in the United States. Grafton is a junction point for the Baltimore and Ohio Railroad; the southwestern line wends its way to Clarksburg while the northwestern line runs through Fairmont then to Morgantown; to the East lies Piedmont, where it joins the old Piedmont and Cumberland Railway.

 

Ranson (formerly Corporation of Ranson) is a city in Jefferson County, West Virginia, United States. The population was 4,440 at the 2010 census. Although the Census Bureau listed it as a town in 2000, it is classified (along with all other municipalities with populations between two and ten thousand) as a city by state law.

 

Point Pleasant is a city in and the county seat of Mason County, West Virginia, USA, at the couence of the Ohio and Kanawha Rivers. The population was 4,350 at the 2010 census. It is the principal city of the Point Pleasant, WV-OH Micropolitan Statistical Area.

 

Westover is a city in Monongalia County, West Virginia, United States. The population was 3,983 at the 2010 census. It is included in the Morgantown, WV Metropolitan Statistical Area.

 

Weston is a city in Lewis County, West Virginia, United States. The population was 4,110 at the 2010 census. It is the county seat of Lewis County, and home to the West Virginia Museum of American Glass.

 

Lewisburg is a city in Greenbrier County, West Virginia, USA. The population was 3,830 at the 2010 census. It is the county seat of Greenbrier County.

 

Ravenswood is a city in Jackson County, West Virginia, United States, along the Ohio River. The population was 3,876 at the 2010 census.

 

Ripley is a city in and the county seat of Jackson County, West Virginia, United States. The population was 3,252 at the 2010 census.

 

Philippi (pronounced 'FILL-uh-pea') is a city in � and the county seat of � Barbour County, West Virginia, USA. The population was 2,966 at the 2010 census. In 1861, the city was the site of the Battle of Philippi, known as ""The Philippi Races"". Although a minor skirmish, this is considered the earliest notable land action of the American Civil War.Philippi is the home of Alderson Broaddus University, a four-year liberal-arts school affiliated with the American Baptist Churches.The city has a weekly newspaper, The Barbour Democrat.Philippi's economy was originally based on coal mining and the railroad industry, but both have declined severely since the mid-20th century. The town's major employers now include Alderson-Broaddus University and Broaddus Hospital. Many inhabitants work in the service industry, education, and family farming.

 

Pleasant Valley is a city in Marion County, West Virginia, United States. The population was 3,149 at the 2010 census.

 

Kenova is a city in Wayne County, West Virginia, at the couence of the Ohio and Big Sandy Rivers. The name of the town comes from its unique position where the borders of Kentucky, Ohio, and West Virginia meet. Founded in 1859 but not incorporated until 1894, the town's early history and development was centered on the railroad industry. It is home to a major Norfolk Southern Ohio River Bridge. CSX Transportation's former Chesapeake and Ohio Kanawha Subdivision travels through the town as well.The population was 3,216 at the 2010 census. Kenova is a part of the Huntington-Ashland, WV-KY-OH, Metropolitan Statistical Area (MSA). As of the 2010 census, the MSA had a population of 287,702. New definitions from February 28, 2013 placed the population at 363,000.The city is also near the site of the Southern Airways Flight 932 aviation disaster. In 1970, a plane carrying the Marshall University football team crashed on a hillside on approach to the Tri-State Airport, killing all on board. A movie about the tragedy, We Are Marshall, was released in 2006.

 

Williamson is a city in Mingo County, West Virginia, United States, along the Tug Fork River. The population was 3,191 at the 2010 census. It is the county seat of Mingo County, and is the county's largest and most populous city. Williamson is home to Southern West Virginia Community and Technical College. The Tug Fork River separates Williamson from South Williamson, Kentucky.Williamson is the site of a large rail yard built by the former Norfolk and Western Railroad (now Norfolk Southern Railway), which was built to service the many coal mines of the region. The city is protected by a floodwall, completed by the U.S. Army Corps of Engineers in 1991 in response to devastating floods along the Tug Fork River in 1977 and again in 1984. The wall incorporates floodgates along major access points which, when locked, form a solid barrier against floodwaters. There have only been two uses of the gates thus far: the first occurring in 2002 during a major flood in the region, and the second occurring in 2003, when only two lower lying gates were closed in anticipation of rising water levels.The local economy is largely fueled by coal mining, transportation, health care and retail.

 

Madison is a city and former coal town in Boone County, West Virginia, United States. The population was 3,076 at the 2010 census. It is the county seat of Boone County.

 

Kingwood is a city in and the county seat of Preston County, West Virginia, United States, and is part of the Pittsburgh DMA. Kingwood was founded in 1815. The population was 2,939 at the 2010 census. The West Virginia Zoo is located in Kingwood.

 

Follansbee is a city in Brooke County, West Virginia, United States, located along the Ohio River. It is part of the Weirton-Steubenville, WV-OH Metropolitan Statistical Area. The population was 2,986 at the 2010 census.

 

Williamstown is a city in Wood County, West Virginia, USA, along the Ohio River. It is part of the Parkersburg-Marietta-Vienna metropolitan area. The population was 2,908 at the 2010 census. The Glass Company is located in the city.

 

Wellsburg is a city in and the county seat of Brooke County, West Virginia, United States. It is part of the Weirton-Steubenville, WV-OH Metropolitan Statistical Area. The 2010 census recorded a population of 2,805. The diverse economy includes one paper mill, a glass gift outlet, several telemarketing facilities, and a factory that does metal fabrication plus plastics molding.

 

Hinton is a city in Summers County, West Virginia, United States. The population was 2,676 at the 2010 census. It is the county seat of Summers County. Hinton was established in 1873 and chartered in 1897. Hinton was named for John ""Jack"" Hinton, a prominent lawyer of Summers County and husband of Avis Gwinn Hinton, who owned the land upon which the city of Hinton is located.[citation needed] Hinton's complete downtown was placed on the National Register of Historic Places in 1984. There are several museums in Hinton, including the Veterans Memorial Museum, the Hinton Railroad Museum, and King's Civil War Museum. The City of Hinton is currently restoring the CSX passenger depot and the Freight Depot to be used as possible tourist draws in the future. City of Hinton Parks and recreation department has a water park complete with a water slide and swimming pool. They also have a 10,000 sq ft public fitness center.Part of Paramount's 1994 film Lassie was shot in Hinton.[citation needed]

 

Paden City is a city in Tyler and Wetzel Counties in the U.S. state of West Virginia, along the Ohio River. The population was 2,633 at the 2010 census.

 

Chester is a city in Hancock County, West Virginia, United States, along the Ohio River. It is part of the Weirton-Steubenville, WV-OH Metropolitan Statistical Area. The population was 2,585 at the 2010 census. Chester was established in 1896, but not incorporated until 1907. The city is named after J. Chester McDonald, one of the city's original planners.Chester is home to the Chester teapot, the World's Largest Teapot.

 

White Sulphur Springs is a city in Greenbrier County, West Virginia, United States. The population was 2,444 at the 2010 census.

 

Petersburg is a city in Grant County, West Virginia, USA. The population was 2,467 at the 2010 census. It is the county seat of Grant County.

 

Spencer is a city in Roane County, West Virginia, United States. The population was 2,322 at the 2010 census. It is the county seat of Roane County. Spencer is the home of the annual West Virginia Black Walnut Festival. Points of interest include Charles Fork Lake, Chrystal Water and Power Company-Spencer Water and Ice Company, the McIntosh Mansion, and the Robey Theatre. Spencer is named for Spencer Roane, an early judge on the Virginia Supreme Court of Appeals.

 

Welch is a city located in McDowell County in the State of West Virginia. The population was 2,406 at the 2010 census. Incorporated as a city in 1893, it is the county seat of McDowell County.

 

Shinnston is a city and former coal town in Harrison County, West Virginia, United States, along the West Fork River. The population was 2,201 at the 2010 census.

 

Mannington is a city in Marion County, West Virginia, United States located in the hills of North-Central West Virginia. Known as Mannington since 1856, the town is rich with history and heritage � from Native American relics to frontiersmen and their settlements to Civil War legends. Perhaps what makes Mannington most unusual is the impact of the oil and gas boom in 1890 that literally changed the shape of the town. The population was 2,063 at the 2010 census.

 

Richwood is a city in Nicholas County, West Virginia, United States. The population was 2,051 at the 2010 census. A former coal and lumber boom town, the city's population once flirted with 10,000 but the closure of many underground coal mines caused many of Richwood's residents to leave the state in order to find work. The area is currently focusing on niche tourism as a means to revitalize the local economy. It calls itself the ""Ramp Capital of the World"" and hosts a large festival every April in honor of the pungent wild leek.While Richwood was the economic center for Nicholas County for most of the 20th Century, the county seat of Summersville has come to be the primary retail and business center during the past 25 years. This is mostly due to the improvement of U.S. Route 19 to a 4-lane highway and the development of business along the corridor. Richwood, however, is still by default the political and economic center of eastern Nicholas County, as it is the only incorporated city in the immediate area.

 

Belington is a city in Barbour County, West Virginia, along the Tygart Valley River. The population was 1,921 as of the 2010 census.

 

McMechen is a city in Marshall County, West Virginia, along the Ohio River. It is part of the Wheeling, West Virginia Metropolitan Statistical Area. The population was 1,926 at the 2010 census.

 

St. Marys is a city in Pleasants County, West Virginia, in the United States. The population was 1,860 at the 2010 census. It is the county seat of Pleasants County. St. Marys was established in 1849 by Alexander Creel, who is said to have had a vision of Mary while passing the to"

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population was 1,420 at the 2010 census.Benwood was chartered in 1853 and incorporated in 1895. The name of the city is derived from ""Ben's Woods"", as Benjamin McMechen (1777�1855) inherited that portion of land from the estate of his father, William McMechen (1724�1797), and built his homestead upon it. The neighboring city of McMechen is named after William McMechen and his family, who were among the earliest settlers of this area.

 

Sistersville is a city in Tyler County, West Virginia, United States, along the Ohio River. The population was 1,396 at the 2010 census. The Sistersville Ferry crosses the Ohio River to the unincorporated community of Fly in Monroe County, Ohio.

 

Pennsboro is a city in Ritchie County, West Virginia, United States. The population was 1,171 at the 2010 census. The city is located at the junction of U.S. Route 50 and West Virginia Route 74; the North Bend Rail Trail also passes through the city.

 

New Cumberland is a city in Hancock County, West Virginia, United States, along the Ohio River. It is the county seat and is part of the Weirton-Steubenville, WV-OH Metropolitan Statistical Area, a subsection of the Pittsburgh Tri-State. The population was 1,103 as of the 2010 census. It was also known historically as Cuppy Town and Vernon.

 

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West Virginia

 

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Anyway, an IOU or an invoice is certainly not going to pay for expenses, is it? For trucking firms when the finances can be excellent one day and gone the next, it's up to the drivers to work smartly and to ensure they are leaving themselves with a notable volume of time and finance to get through the week up until they are paid for again.

 

 



Staffingfirm.Org

 

Except on river-bottom lands, on a few small plateaus, and in the northern end of the rolling, fertile Valley of Virginia in the Eastern Panhandle, farming is not extensive. (The population nevertheless is predominantly rural.) Apples, peaches, hay, corn, and tobacco are the principal crops, while broiler chickens, cattle, and dairy products lead in market receipts. West Virginia has extensive natural resources; it is among the nation's leading producers of bituminous coal, although coal production has declined. Natural gas, stone, cement, salt, and oil are also important. Utilizing these mineral resources are major glass, chemical (including synthetic textile), and high-technology industries; they are concentrated in the highly industrialized Ohio and Kanawha river valleys, with Charleston a leading center; Huntington and Parkersburg are also important. Other manufactures include primary and fabricated metals and machinery. Steel mills extend south from Pittsburgh, Pa., into the Northern Panhandle; Wheeling is a manufacturing hub there. Lumber has long been an important resource; about two thirds of the land is still forested, most of it in valuable hardwoods. Since the 1960s a number of federal offices and facilities have been built in West Virginia, and government service is a growing employment sector.

 

Invoice Discounting Factoring Companies

For any business enterprise in this instance, the concern can come for waiting for work to clear up and actually be brought in into your bank account. Bill of sales, checks, and the like can take a while to actually to beprocessed which may leave you with temporary cash flow dilemmas. Thank goodness, there are opportunities out there for industries to explore-- and one of these is factoring agencies.

 

 



Staffingfirm.Org

 

 

 

Invoice Factoring Company Rates

 

Invoice Factoring Company Rates

 

At one time or another, every company, even effective ones, have experienced bad money flow.

Cash flow does not have to be a problem any more. Do not be fooled -- banks are not the only locations you can get funding. Other options are available and you do not have to borrow money. What is trucking factoring ? One option is called trucking factoring. Trucking Factoring is the process of offering accounts receivable to an investor rather than waiting to gather the cash from the customer. Oh, the Irony- Truck factoring has an ironic difference: It is the financial backbone of many of America's most effective businesses. Why is this ironic ? Because receivable loan funding is not taught in business colleges, is rarely discussed in company plans and is relatively unknown to the majority of most of American company individuals.

Yet it is a financial procedure that frees billions of dollars every year, allowing thousands of businesses to grow and succeed. Receivable Loan Financing has been around for thousands of years. Receivable Loan Funding Companies are financiers who pay money for the right to get the future payments on your invoices. An overdue receivable or invoice has value. It is a financial obligation your customer has actually to pay in the near future. Factoring Principals--Although factoring offers exclusively with business-to-business transactions, a big portion of the retail company uses a factoring principal. MasterCard, Visa, and American Express all utilize a form of factoring in their retail transactions. Utilizing the purest meaning of the word, these big customer finance business are really just big Receivable Loan Funding Businesses of customer paper. Consider it: You purchase at Sears and charge it to your MasterCard. The shop makes money almost instantly, although you do not make payment until you are prepared.

For this service, the credit card business charges Sears a fee (typical common normal charges range from two to 4 percent of the sale). The Benefits Receivable Financing can provide many advantages to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on a product that has currently been provided, a business can factor (sell) its receivables for cash at a little discount off the dollar value of the invoice. Payroll, advertising efforts, and working capital are simply a few of the business needs that can be satisfied with instant  cash.

Receivable Loan Funding provides the means for a producer to renew stock and make more items to offer: There is no longer a requirement to await for earlier sales to be paid. Receivable Loan Financing is not simply a money management tool for producers: Almost any kind company can take advantage of Receivable Loan Funding. Generally, a business that extends credit will have 10 to 20 percent of its yearly sales bound in invoices at any given time. Think for a minute about how much is tied up in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a customer s invoice, however you can offer that invoice for the cash to meet those responsibilities. Using trucking factoring companies is a quick and easy procedure. The factor purchases the invoice at a discount, usually a couple of percentage points less than the stated value of the invoice.

Factoring Companies at Invoicefactoringcompany.Org

 

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The U.s. Trucking Organization
states that there are about
205,000 work with truck
businesses and
276,000 private providers trucking
firms licensed to
run in America that carried,
according to their newest listings of millions of
items, supplies and
fundamental products .
There are several common
carriers either going solo or in
teams on our nation
roads transporting these
important items to our
stores, manufacturing facilities and ports.

Plus  freight invoice factoring
corporations support
numerous of them and offer their
receivables financing facilities
countrywide counting
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

West Virginia Factoring Company

 

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Factoring Companies Calculator
This calculator will show you how much you will make by using our Factoring Companies . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our Factoring Companies
Enter the principal balance of your Factoring Companies
(call your Factoring Companies lender and ask for the current payoff amount):
Enter the amount of your monthly Factoring Companies payment:
(invoice amount):
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Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

 

 

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Factoring Companies at Invoicefactoringservices.Org

 

 

 

I Was Tired of Waiting

 

"

�So It is not a loan?� asked Bernard Gonzales, reclining back into his chair and crossing his legs. The woman who sat across the desk smiled and shook her head.�Not quite,� she stated.Bernard Gonzales owned a small trucking company, and his business had recently fallen on difficult times. Trucking could be a profitable business, and for a little under a decade, it had been for Scott. His company was called Rhodes Trucking, named after both of his grandfathers, David and Jon. They had both been hardworking men, and had done a lot to make Bernard the same.Disaster had struck half a year ago, when two trucks in Scott�s fifteen truck fleet went down. One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. Bernard depended on his full fleet, and missing two trucks was devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

Waiting a month or longer for bills to be paid was quite normal. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Bernard was an excellent business man, and he certainly hadn't done anything wrong. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.That�s where the woman across the desk came in. Bernard knew she was employed by a Factoring company and that her name was Kay. Bernard had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Kay explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Bernard agreed. It sounded good to him, almost too good.Kay laughed. �I'm not sure that you believe me,� she chuckled.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Kay smiled, agreeing. �Yes, we get a lot of that. Listen, I�d hate to see you lose your company. We know how hard you work, and that you've invested everything in your business. Sometimes you need help. That�s what we�re here for.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Kay with a smile. �Let's work out a solution to your problem.�And right there and then they created a business profile. Bernard filled the form out, with Kay available to help him if he needed it. The profile filled Kay and her company in on Scott�s company, and would help them determine if he was suitable for factoring. In truth, not all companies were. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Bernard filled out his form, Kay was pretty sure he was a perfect candidate for factoring.Kay took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook Scott's hand. He stood before they shook as well, and then smiled. They said their goodbyes and Bernard walked her to the door, and then returned to his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He leaned back and closed his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. Talking to Kay though, learning about factoring, it felt like a weight had been lifted from his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.The long nights, where he couldn�t sleep. The sudden panic attacks, not matter where he was. He could feel it all fading away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.Bernard couldn�t help but think back to when he had first started the business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been really successful. Home cooking in his hometown, and he had done very well.But he had gotten bored. He wasn't passionate about the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took half a year off, and in that time he thought to start Rhodes Trucking. And that's exactly what he did. Once again he built a company from the ground up. The business had been an instant success.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was about to turn fifty. He was concerned that he just did not have the energy left to try and save the business. But he couldn�t give up. The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He did not want to quit - both for himself and for his staff members.And now it seemed as though he would not have to - all because of Factoring. Scott's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

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Factoring Companies at Invoicefactoringservices.Org

 

 

 

Transportation Invoice Factoring

 

"

Since the mid 1980s Murphy Truck & Haul have been successfully running their freight business. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the heady times from 2002 to 2007, Murphy was a top rated accounts receivable mastermind of the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. The money was flowing, and times were great.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl

 

. And worse yet, Murphy had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Keith Lucas, CEO of Murphy felt a chill go down his spine whenever he would look at the weekly A/R reports. The numbers of clients who owed him back debt were growing.He had gone to his administrators and asked them what the problem had been. Were they doing things different, or wrong, when it came to collecting overdue accounts? When checking his bookkeeper's records this was definitely not the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Murphy money had jumped ship and decided to leave him holding the bag.

 

. They could not afford to pay him their debt, but they could afford a lesser service, maybe. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. They had just gone home.To Keith Lucas the situation looked desperate. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. At night he would speak to his wife Cheryl and shake his head in frustration.

 

""Lin, I have a really bad feeling,"" he would say with deep woe.""Well, what do you think it is?"" she would ask.Keith would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. What on earth was happening to create the death of his business?""I think I know what it could be,"" Keith said. ""For way too long I've been relying solely on profits received from invoices. I've let too many of our customers go too long without paying on their bills."" Cheryl would look at her husband lovingly, and holding his hand would say 'it is such a harsh economy these days and our clients must be having difficulty meeting their responsibilities'.""Keith knew very well that Cheryl was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The next day Keith strolled into his office and was determined to sit down and make every phone call to every client who had owed Murphy money. This wasn't really a very efficient way for a Chief Executive to spend his day, and Keith knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. Wasting money, wasting time - even with the best of intentions, Keith knew that he was in trouble.

 

After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Karenerley knocked at his door.

 

""Can I have a word with you Keith?"" she asked standing in the doorway.

 

""Of course Karen, please come in."" Keith relaxed back into his chair and looked up at Karenerley.""Well Keith, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" she asked.""It sounds vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Keith interrupted ""Immediately?"".""Immediately, yes"" she added, ""it is actually very simple. We can have an expert account manager review our numbers and help us complete a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It�s a broad view.""Keith replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

This company tells us what the cost will be to purchase factoring for our accounts receivable. Once we arrive at a mutual agreement, the funding begins.�Leaning forward, Keith studied the documents very closely.""I do not know, Karen - it just sounds too good to be true"", Keith said quietly.""Now, now, I know, I thought the same thing. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. They appear to be very flexible, Keith,"" she drew a circle around a paragraph on the document before him.""How flexible?"" he asked.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. Apparently they can figure this all out in two to four days.

 

""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Keith.Keith took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Exactly�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Keith thought about this and agreed with Karenerley. The customers who were in debt to Murphy Truck & Haul were professional resources of the company, but they were also long-standing friends. They did not want to throw away these relationships because they were having trouble paying their bills now. Keith knew that the economy had taken a hit and he knew that it would probably be a long time before things started to look up again. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. He did not want to lose business but he also did not want to lose any more money.""Well, let me think about this tonight Karen, thank you."" Karen nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Keith keep the shirt on his back, and possibly hers too.Keith sat behind his desk and looked over the details Karen had not mentioned in their meeting. What other issues could freight factoring help Murphy with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. Keith was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""I must tell Ian the good news,"" Keith muttered to himself.Keith's son-in-law, Ian, loved the idea behind Murphy and highly respected his father-in-law for having such great business sense, that two years ago he got his capital together and started his own transportation company. At that time Keith knew the struggles Ian would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Murphy was struggling then the little guys, like Ian, were going to be in even more trouble.

 

But, an antidote may have been found in freight factoring and Keith was soon to find out.A few months later after going through the entire application process and having the experts review his accounts receivable, credit history and statements, Keith found himself beginning to dig his way out of the hole his delinquent account holders had created for him.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They took that time and refocused effort to offering competitive prices in new territories. Keith looked back on the dismal months of life before freight factoring and almost shuddered at the thought. He probably wouldn't be in business today had he not learned just in time about freight factoring.

 

"

 

 

 

 

 

 

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Factoring Companies at Invoicefactoringservices.Org

 

 

 

Freight Invoice Factoring

 

Reasons why Truck Agencies Use Factoring Firms.

 

As the operator of your own business, you may perhaps be much more than mindful already of the difficulty in making certain that cash flow issues do not become a predicament down the line. After all, the most unfortunate thing that can in all probability develop for your establishment is to find yourself dragged in a long and problematic circumstance that leaves you forever trying to find the money you need on an continual basis.

 

For any type of establishment in this condition, the complication can come for waiting for work to clear up and actually be paid out into your bank account. Bill of sales, checks, and the like can take a long time to actually to beprocessed which can easily leave you with momentary available resources difficulties. The good news is, there are options out there for industries to examine-- and among these is factoring firms.

 

Factoring agencies will, in substitution for your bill of sales, grant you with the resources today to ensure you do not have to worry about the lingering period which could make paying out the bills and obtaining toolsmore tough. With this kind of system, invoice factoring can come to be tremendously useful for countless companies who have to get out of a cash pitfall which they have found themselves in.

 

Since, basing on the scale of the project, it can take up to 60 days for a number of business enterprises to get paid then it is critical to cover up your own back and definitely not leave yourself cash short to settle the expenses. After all, how many businesses possess two months earnings just occupying there to handle all their spendings till they make money?

 

This is most especially true of truck firms. They have the tendency to take care of tons of invoices which means a considerable amount of collection time involves company owner themselves. Seeking to get compensated promptly can eventually become an amazing trouble and this is precisely why you work with truck factoring companies who are happy to help out truckers particularly.

 

As most of us know, trucking is an exceptionally large business with countless firms out there hiring hundreds of vehicle drivers. Sadly, numerous of these drivers land up in finances predicaments due to the fact that they are still awaiting work from six weeks previously to actually pay them. When this is the case for a truck agency, resorting to factoring providers for aid might be the very best alternative left.

 

This indicates that a trucking organization can pay the salaries of the crew, keep all the cars loaded with fuel and continue to surmount, rise and expand without continually waiting for the finances which is taking too long to come in. Trucking Establishments functioning without a factoring program applied are leaving themselves at critical risk, as rivals cash out quickly and carry on to grow.

 

There's honestly not much to be troubled about when it comes to making use of a Factoring establishment-- they usually are not like a bank or somebody who is going to leave you with a big stack of debt to repay. You give them authentic invoices from work you have already finalized , you are just quickening the repayment system.

 

In the Usa, where truck agencies thrive, factoring companies are not considered getting a loan in any capacity. This private agreement then permits both groups to benefit and take joy in a convenient future-- it provides the factoring business a guaranteed resource of money to include in the list and it gives the trucking business the required funds that they worked hard to gain.

 

The trucking firm bestows their accounts to the factoring business. The trucking factoring business then acquire the installment payments from the trucking company's customers. Factoring has been all around for hundreds of years and has been used for several years by lots of different sectors-- but none more so than truckers. While you might possibly miss out on a small part of the money, something like 1-3 % depending upon who you deal with, it signifies that you are acquiring the money today and can actually begin putting the money to work.

 

Anyway, an IOU or an invoice is not actually going to finance expenditures, is it? For trucking firms when the money can be excellent one day and gone the next, it is up to the vehicle drivers to work smartly and to make sure they are leaving themselves with a significant volume of time and finance to get through the week till they are compensated once more.

 

So the next instance your trucking enterprise is enduring some short-term capital concerns and you are investing too much time chasing inactive paying clienteles, why not start thinking of employing a factoring companies as a means to get your finances and give yourself a more comfortable future in the eyes of your trucking staff and your bank difference?

 

 

 

 

 

 

 

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West Virginia Factoring Company

 

 

 

Factoring Companies at Invoicefactoringservices.Org

 

 

 

Factoring Trucking Business

 

The Future of a Trucking Company, and Factoring Roger Collins let the phone ring on his desk. His morning coffee cooled and his cigarette smoked away in the tray: Roger is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Collins Trucking Company was at a turning point of growth and Roger had to decide if signing with a factoring company was the right way forward.

 

More than forty years ago Roger's father had started this business working as an owner-operator and eventually growing Collins Trucking Company into a fifteen trailer fleet. Yes, they had survived some very difficult times when it appeared like they might go under, and even Roger's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Roger�s hands and he wanted to live to see it in better shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. His employees needed to be paid. They had families and household bills too. Some of the refrigerated trailers were in need of repairs and he felt to stay competitive it was also a good idea to invest in specialized haulers to be ready for the constant requests he was getting for loads of new energy and agriculture equipment. He knew that turning down these requests made Collins Trucking look inefficient and weak in what was currently a strong market.

 

His father would have told him to wait and to take his time adding on new technology. Roger chuckled, thinking about his father. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Roger knew he was right in his forward thinking. How would he take Collins Trucking to the next level? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Now it was time for Roger to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His colleague, Ronnie, who owned a trucking company in Missouri, was nearly destroyed by a factoring company who charged him the full freight bill on top of the fees for factoring. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

But it turned out to be quite easy. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He didn�t mind signing an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. Factoring was based on the credit of his customers and on their reliability which worked well for Roger because he and his father had built up good strong relationships over decades with their list of clients. So he knew they would understand when the factoring company contacted them for the invoices. His clients would not have any problems, nor would they think poorly of Collins Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.

 

Feeling happier now, Roger stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. He suddenly realized that, with this new cash flow, he could actually expand Collins Trucking Company and who knows, move into Canada, which had always been his dream. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

 

 

 

 

 

 

More Factoring Trucking Business -Articles

 

 

 

 

 

 

 

 

West Virginia Factoring Company

 

 

 

 

 

 

Factoring Companies at Invoicefactoringservices.Org

 

Trucking Factoring Companies Reviews

 

Date Published- 2014- 02-22 Freight Factoring Companies California

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
Factoring Companies at Invoicefactoringservices.Org

 

 

 

 

 

More Factoring Trucking Business -Articles

 

 

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"

 

 

 

 

 

 

 

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